Two Great Cards. One Epic Choice.

Duo Card Graphic

From everyday rewards to low-rate options, OceanAir credit
cards are designed with your spending habits in mind.

Scroll to discover your card.

Epic Rewards Card
Epic Rewards Credit Card

Earn. Redeem. Repeat.

  •  Up to 5X points on gas, travel & everyday purchases
  •  Flexible rewards: cash back, gift cards, travel & more
  • View and redeem points in Online & Mobile Banking
  •  Ideal for members looking to maximize rewards
  • <p style="line-height: 1.25;"><span style="font-family: Verdana, Geneva, sans-serif; font-weight: bold;">Apply Today</span><span style="font-weight: bold;"></span></p>
  • <p style="line-height: 1.25;"><span style="font-family: Verdana, Geneva, sans-serif; font-weight: bold;">Call Today</span><span style="font-weight: bold;"></span></p>
  • <p style="line-height: 1.25;"><span style="font-family: Verdana, Geneva, sans-serif; font-weight: bold;">Make an Appointment</span><span style="font-weight: bold;"></span></p>
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7
Platinum Visa Credit Card

Simple. Low Rate. Reliable.

  •  Low, competitive APR designed to save on interest
  •  Easy cash advances and free convenience checks
  •  Ideal for balance transfers or larger purchases
  •  A solid option for payment flexibility and control
  • <p style="line-height: 1.25;"><span style="font-family: Verdana, Geneva, sans-serif; font-weight: bold;">Apply Today</span><span style="font-weight: bold;"></span></p>
  • <p style="line-height: 1.25;"><span style="font-family: Verdana, Geneva, sans-serif; font-weight: bold;">Call Today</span><span style="font-weight: bold;"></span></p>
  • <p style="line-height: 1.25;"><span style="font-family: Verdana, Geneva, sans-serif; font-weight: bold;">Make an Appointment</span><span style="font-weight: bold;"></span></p>
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What Both Cards Have in Common

Security, Control, and Convenience—Built In

Duo Card Graphic

No matter which card you choose, you’ll enjoy

  •  EMV Chip Technology for added protection
  •  Visa Zero Liability on unauthorized purchases
  •  Digital wallet support (Apple Pay, Google Pay, more)
  •  24/7 fraud monitoring powered by Visa
  •  Digital wallet support (Apple Pay, Google Pay, more)
  •  Card controls in the OceanAir Mobile App
    • Turn your card on or off
    • Set alerts and spending limits
    • View transactions in real time

Terms & Conditions for the Epic Rewards Credit Card

OceanAir does not control how merchants assign their Merchant Category Codes (MCCs). Each merchant selects its MCC based on its primary business activity. Only purchases processed under eligible MCCs will qualify for rewards. If a merchant uses a different code, your transaction may not earn points. Points-to-earnings may be different depending on how they are redeemed.

Membership and account eligibility requirements apply. All loans are subject to credit approval. Some transactions may not qualify for rewards. Program rates, terms, and conditions may change at any time without notice. For complete details, please refer to the Epic Rewards – OceanAir Federal Credit Union, review the full Program Terms & Conditions and the full Consumer Credit Card Agreement & Disclosure. Visa® is a registered trademark of VISA U.S.A. Inc. Federally insured by NCUA.

Terms & Conditions for the Platinum Visa Credit Card

Credit subject to approval. Variable Annual Percentage Rate (APR) for purchases, balance transfers, and cash advances ranges from 12.75% to 18.00% APR, based on creditworthiness. This APR will vary with the market based on the Prime Rate. No annual fee. Transaction fees include a 1.00% foreign transaction fee. No balance transfer or cash advance fees. Penalty fees include late payment fees and returned payment fees of up to $25.00. A minimum interest charge may apply.

Membership with OceanAir Federal Credit Union is required. Benefits are provided by Visa® and/or third‑party providers and are subject to terms, conditions, exclusions, and limitations. Benefits may be modified or discontinued at any time. For complete details, please refer to the Platinum Visa - OceanAir Federal Credit Union and review the full Consumer Credit Card Agreement & Disclosure. Visa® is a registered trademark of Visa U.S.A. Inc. Federally insured by NCUA.

 

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2151 E. Gonzales Rd.
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Routing No: 322289093

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