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805-278-5813

Everyday Purchases. Extraordinary Perks.

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Earn Rewards Every Time You Spend

Life’s full of little purchases, and now they can pay you back. The OceanAir Epic Rewards Credit Card turns everyday spending into points you can use for travel, cash back, gift cards, and more — all with no annual fee.

Join OceanAir today and start earning rewards that make life a little brighter.

Epic Rewards Made Easy

Life’s full of little purchases, and now they can pay you back. The OceanAir Epic Rewards Credit Card turns everyday spending into points you can use for travel, cash back, gift cards, and more — all with no annual fee.

Join OceanAir today and start earning rewards that make life a little brighter.

Earn Points

Earn up to 5 points per dollar on gas, travel, and groceries.

Redeem Your Way

Choose from cash back, gift cards, gas discounts, and more.

No Annual Fee

Enjoy rewards without the extra cost.

Easy Access

View and redeem points anytime using online or mobile banking.

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Banking That Feels Like a Breeze

At OceanAir, we believe banking should feel personal, easy, and just a little fun. As a not-for-profit credit union, we put members first with great rates, helpful service, and fewer fees.

When you join OceanAir, you’re joining a community built on integrity and genuine care.

Member-First Service
Get friendly support from people in your community.

Better Value
Enjoy competitive rates and lower fees that help your money go further.

Bank Anywhere
Manage your accounts with our mobile app or online banking.

Local Feel
Visit one of our branches and experience the OceanAir difference in person.

 

Why Members Love OceanAir

"This is one of the best credit unions I have been to. I have 4 different banks just to have variety and this is the best. Easy drive-thru ATM and everyone I have dealt with a teller they have been very polite and even made small talk."
- MARCOS L.

Terms and Conditions

OceanAir does not control how merchants assign their Merchant Category Codes (MCCs). Each merchant selects its MCC based on its primary business activity. Only purchases processed under eligible MCCs will qualify for rewards. If a merchant uses a different code, your transaction may not earn points. Points-to-earnings may be different depending on how they are redeemed.

Membership and account eligibility requirements apply. All loans are subject to credit approval. Some transactions may not qualify for rewards. Program rates, terms, and conditions may change at any time without notice. For complete details, please refer to the Epic Rewards – OceanAir Federal Credit Union and review the full Program Terms & Conditions. Visa® is a registered trademark of VISA U.S.A. Inc.

If you have questions about qualifying purchases or need more information, please contact Member Services at 805.988.2151.

Apply for Your Epic Rewards Credit Card

Ready to earn rewards that fit your life? Join OceanAir and apply for your Epic Rewards Credit Card — it’s quick, easy, and worth it.

OceanAir does not control how merchants assign their Merchant Category Codes (MCCs). Each merchant selects its MCC based on its primary business activity. Only purchases processed under eligible MCCs will qualify for rewards. If a merchant uses a different code, your transaction may not earn points.

Membership and account eligibility requirements apply. All loans are subject to credit approval. Some transactions may not qualify for rewards. Program rates, terms, and conditions may change at any time without notice. For complete details, please refer to the Epic Rewards – OceanAir Federal Credit Union and review the full Program Terms & Conditions. Visa®️ is a registered trademark of VISA U.S.A. Inc.

If you have questions about qualifying purchases or need more information, please contact Member Services at 805.988.2151.

Oxnard 

2151 E. Gonzales Road
Oxnard, CA 93036

Ventura 

3636 Dean Drive
Ventura, CA 93003

Camarillo 

300 Arneill Road 
Camarillo, CA 93010

Simi Valley 

1377 E. Los Angeles Avenue
Simi Valley, CA 93065

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