Educational resources including seminars, articles, calculators, and other financial tools
A variety of products including checking & savings accounts, money market deposit accounts, share certificates, mortgages, auto loans, student loans, and credit cards
More Than Financial Resources
While we exist to better our members’ lives by providing financial resources and creating pathways to reach financial goals, every OceanAir member is a part of something bigger. When you are a member, you automatically give back to the local community, one transaction at a time. As a not-for-profit organization, OceanAir is committed to developing financial literacy tools, in-school resources, employee benefit workshops, community partnerships, and more.
*APR= Annual Percentage Rate. Standard Variable Rate will apply after the promotional period is over. Only one HELOC promotion per member. Must be Owner Occupied. Additional restrictions may apply. Promotional rates are subject to change without notice. “As low as” rate includes the OceanAir Epic Premium Checking discount of 0.25%.Home Equity Lines of Credit (HELOC) are variable-rate lines.
The Prime Rate Index is 7.00% as of November 1, 2025. This is a variable rate loan with a floor of 4% and cap of 14%. Rates advertised vary for owner-occupied, single-family home with a min FICO of 680. Closing Costs starting at $999 + Appraisal Fee if required.
Membership in OceanAir Credit Union is required. A minimum share deposit may be required to establish membership.All rates, terms, and conditions are subject to change without notice. OceanAir Credit Union reserves the right to modify or discontinue this promotional offer at any time.
OceanAir Credit Union is federally insured by the National Credit Union Administration (NCUA).
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