Make Holiday Shopping A Breeze With an OceanAir Credit Card

Holiday Breeze Offer valid November 24, 2024 to January 23, 2025

HOLIDAY BREEZE DISCLOSURE: 

Offer Valid November 24, 2024 through January 23, 2025 

*APR = Annual Percentage Rate. 

Terms and Conditions: 

OceanAir Federal Credit Union accounts must be in good standing to receive rewards. Visa® credit card cardholders are eligible for OceanAir’s Holiday Breeze Promotion. Rewards are earned on eligible net purchases (qualifying purchases less credits, returns, and adjustments) charged to the card each billing cycle. 

Eligible promotional rate for Platinum Visa® cardholders is 0% APR until 08/23/2025 for purchases posted between 11/24/2024 and 01/23/2025. The standard variable rate will apply after the promotional offer expires. As of 11/19/2024, rates range from 14.00% APR to 18.00% APR, based on creditworthiness, and will vary with the market based on the U.S. Prime Rate. The promotional offer does not apply to Cash Advances or to pay any OceanAir loan or credit card. Loss of Introductory APR: We may end your Promotional APR and apply the Penalty APR if we do not receive your regular monthly payment within 60 days of the due date. https://oceanair.org/product/platinum-visa/

Additional 5% cash back for Epic Rewards Visa® with Epic Premium Checking cardholders with a minimum spending requirement of $20 for purchases posted between 11/24/2024 and 01/23/2025. Epic Premium Checking must remain open for 120 days after the promotion end date of 01/23/2025 to qualify and the maximum reward is $1,500. Qualifying cash back rewards are in addition to your existing cardholder rewards and will be deposited to your primary share account after four billing cycles. Please refer to the Epic Rewards Visa® Credit Card Program Rules for complete rewards program terms and conditions. 

OceanAir Federal Credit Union reserves the right, at its sole discretion, to disqualify any card member from receiving Cash Back Rewards and to forfeit all Cash Back Rewards earned but not yet paid for abuse, fraud, or any violations of the Consumer Credit Card Agreement and Disclosure. 

Must meet membership and account criteria. All loans are subject to credit approval based on creditworthiness and other qualifications. Certain transactions do not qualify. Transactions initiated but not posted within these dates will not be eligible. 

Programs, rates, terms, and conditions are subject to change without notice. Call us at 805.988.2151 for current rates, terms, and conditions. Visa® is a registered trademark of VISA U.S.A. Inc.