--- title: OceanAir Aspira Checking Account description: A simple, affordable BankOn®‑certified checking account with no overdraft fees, low monthly cost, and essential tools for everyday banking. --- [![](https://start.oceanair.org/hs-fs/hubfs/OceanAir_Logo_Color_800px.png?width=230&height=58&name=OceanAir_Logo_Color_800px.png)](https://oceanair.org/) [![805-988-2151](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/20578934/interactive-187144377144.png)](https://start.oceanair.org/hs/cta/wi/redirect?encryptedPayload=AVxigLIWg7y1%2BPasQACvYVwH478YqXW3YkbCbDoX4%2BnrjbQbX54I11SWMO8H3WtN4uoGaTFuaHiJmBHLL6BQFrzIsCqjQGbwIncAu%2BGeD4nBgzjyI02CO5xGVKEmpj3wJq0HUnil9dAk1jP4vl2Y4cxpm0hH&webInteractiveContentId=187144377144&portalId=20578934&hsLang=en) [![805-278-5813](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/20578934/81661ba1-94d0-4b60-a1ff-d7f019c3e480.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/20578934/81661ba1-94d0-4b60-a1ff-d7f019c3e480) ![Image (1)](https://start.oceanair.org/hubfs/Image%20(1).jfif "Image (1)") ## Aspira Checking **Simple. Affordable. Reliable.**   **Aspira Checking** is OceanAir’s BankOn®‑certified account designed to keep everyday banking simple, affordable, and reliable. For just **$5 a month** with a **$25 opening deposit**, you get a checking account with no overdraft fees, no hidden surprises, and all the essential you need to manage your money confidently.   BankOn® accounts are designed to be safe, affordable, and accessible checking—ideal for those new to banking or looking for a clear, dependable checking option. [Sign Up Today](https://start.oceanair.org/?hsLang=en#SignupTodayAspira) ## Features & Benefits Account Basics - No minimum balance requirements - No Overdraft Protection (ODP) - No charge for e‑statements - First debit card issued at no charge Digital Access - Online and mobile banking access - Account alerts and monitoring tools - Bill Pay and Mobile/Direct Deposit available Payments & Access - Access to funds via debit card - Unlimited check writing (subject to available funds) ![No_Annual_Fee](https://start.oceanair.org/hs-fs/hubfs/No_Annual_Fee.png?width=446&height=446&name=No_Annual_Fee.png "No_Annual_Fee") ## Sign Up Today! **Aspira Checking Disclosure:** OceanAir Federal Credit Union membership is required. Eligible individuals may join during the account opening process. Monthly service fees and account terms are subject to change. Additional fees may apply. Transactions that exceed available funds may be declined. Certain services require enrollment and are subject to system availability. BankOn®‑certified accounts meet national standards for safe, affordable, and accessible checking. Please refer to the Account Disclosure for complete terms, conditions, and limitations. [![](https://start.oceanair.org/hs-fs/hubfs/OceanAir_Logo_Color_800px_White.png?width=179&height=45&name=OceanAir_Logo_Color_800px_White.png)](https://oceanair.org/) OceanAir Products [Savings Account](https://oceanair.org/product/savings-account/) [Checking Account](https://oceanair.org/product/epic-checking/) [Business Checking](https://oceanair.org/product/epic-business-checking/) [Investment Account](https://oceanair.org/product/iras/) [Credit & Loans](https://oceanair.org/product/eco-loans/) About OceanAir [About Us](https://oceanair.org/about-oceanair/) [Our Community](https://oceanair.org/in-the-community/) [Our Leadership](https://oceanair.org/leadership/) [Careers](https://oceanair.org/careers/)   Customer Service [Contact Us](https://oceanair.org/contact/) [Our Locations](https://online.cbcfcu.org/CBCFederalCreditUnionOnline/uux.aspx?__hstc=126649554.83e3189ee4a13588845c3a251e110c6b.1773698915491.1775767739855.1775774542685.51&__hssc=126649554.2.1775774542685&__hsfp=5b45338e221dad8f9599d5c993229f58#/branches) [Privacy Policy](https://oceanair.org/privacy-policy/) [Do Not Sell My Data](https://cbcfcu-requests.my.onetrust.com/webform/6c5589d4-9edc-4dc2-9f60-05b805487196/7649879d-c18b-479c-bc8f-bf0efffdb13e) [Disclosures](https://oceanair.org/disclosures/)   Contact Us 2151 E. Gonzales Rd. Oxnard, CA 93036 Routing No: 322289093 805.988.2151 [Follow us on Facebook](https://www.facebook.com/@oceanairfcu/) [Follow us on Instagram](https://www.instagram.com/oceanair_fcu/)                               © 2026 OceanAir Federal Credit Union All rights reserved.  Federally Insured by NCUA              ![Equal Housing Opportunity](https://oceanair.org/wp-content/uploads/2026/04/ICON-HOUSE.png) Equal Housing Opportunity